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Decide What Plan is Right for You

Be Healthy

Part D

Consider a Part D plan if:

  • You are eligible for benefits under Part A and/or enrolled under Part B.
  • You are regularly taking one or more prescription drugs, and/or plan to do so in the future.
  • You do not already have drug coverage that is at least as good as the Medicare Prescription Drug Plan (Part D).
  • You are not already enrolled in a Medicare Advantage (also called MA or Part C) plan.
Review our Part D plan options
Stay Connected

Medigap

Consider a Medigap plan if:

  • You are enrolled in both Part A and Part B.
  • You are not currently enrolled, or planning to enroll, in a Medicare Advantage plan. Medigap plans cannot be used with a Medicare Advantage health plan.
  • You’d like help paying Part A and Part B coinsurance, copayments, and/or deductibles.
  • You’d like help paying for the 20% of medical services that is not covered by Original Medicare.
  • You want to keep your current doctor(s).
  • You want the freedom to choose your hospitals.
  • You don’t want to worry about referrals.
Review our Medigap plan options

Plan Resources

Additional Information

  • Enrolling in a Part D plan does not replace your need for Medicare or your current Medigap plan.
  • BlueRx plans cover most drugs that Medicare has approved for Part D.
  • Sign up when you become eligible or you may have to pay a penalty.
Senior Prescription Drug Assistance Program

We administer Maryland's SPDAP program

Find out what it is and if you're eligible.